intentional misspelling of convexity
Ironwood — Coming Soon
Personal Financial Intelligence

Quality first.
Conviction second. "Volatility is the market paying you
for your conviction."

Identify fortress-quality companies with quantifiable filters. Wait for elevated implied volatility. Sell covered calls and cash-secured puts at rich premium. The wheel strategy with an intelligent front end.

01 — Signal
News signals sector thesis
02 — Screen
Quality filter finds fortress names
03 — Analyze
IV Rank + annualized yield
04 — Decide
Is premium worth conviction?

Quality first. Options second. Most platforms reverse this.

Konvexity is not a day-trading platform. It is not a recommendation engine. It is a disciplined income strategy applied to companies you would be comfortable holding anyway — with the intelligence layer to find them, evaluate the options opportunity, and monitor the signals that suggest when to act.

When a stock you already want to own experiences elevated implied volatility — meaning the market is nervous about something you've already assessed and are not nervous about — the premium available for selling options is rich. You collect that premium. Either outcome is acceptable. The volatility that frightens other investors is your compensation for earned conviction.

The Buffett Screen, Made Computable

Altman Z-Score

Financial fortress status. Above 3.0 = safe zone. The best single-number filter for distress.

ROIC

Return on invested capital. Sustained high ROIC is the single best indicator of durable competitive advantage.

Earnings Consistency

Companies that consistently deliver what they promise. 5–10 year track record, minimal negative surprises.

IV Rank

Is current implied volatility high relative to this stock's own history? Rich premium requires elevated IV Rank.

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A Parallel Project

Konvexity addresses personal financial intelligence, not civic infrastructure. It is built to the same standard of rigor and honest design as the civic ecosystem — no advertising, no sponsorship, no data sales — but serves a different purpose.

No advertising. No sponsorship. No data sales. Ever.  ·  btball@gmail.com

Reader Feedback

Feedback on the investment philosophy, thesis corrections, or questions about the framework?